Terms and Conditions

 By accessing or using www.rtdechet.com, you agree to the following:

1. Services: RTD Consulting & Training provides coaching, training, and educational resources. These are for professional development and not a substitute for medical or mental health treatment.
    
2. Use of Content: All website content, including courses and materials, is owned by RTD Consulting & Training. You may not copy, distribute, or resell our materials without permission.
    
3. Payments & Refunds: Course and service payments must be made in full before access is granted. Refunds are subject to the terms stated at purchase, including merchandise and publications.
    
4. Liability: We are not responsible for outcomes beyond the scope of our services. By using our site or services, you agree to hold RTD Consulting & Training harmless from claims related to your use of our content.
    
5. Updates: These terms may be updated from time to time, and continued use of our site means you accept those changes.